Showing posts with label auto insurance. Show all posts
Showing posts with label auto insurance. Show all posts

Friday, 16 September 2011

SPECIAL: Auto Insurance

Whenever you are buying a car, the first thing that ought to come to your mind is the auto insurance. Finding a suitable and cheap auto-insurance can never be easier nowadays, all you need to do is simply switch on your PC or laptop, do a search on Google and all the relevant information and online quotes are there for your selection.

Of course, if you have history of car accident(s) or gotten speeding tickets etc... it might be a different story altogether as in the eyes of the auto-insurance underwriters, you are deemed as a high risk candidate.

Recently, I stumbled upon a site with informative articles on how to obtain cheap high risk auto insurance. On top of that, you can get online auto insurance rates quotes in just a few clicks through this site. Thus, regardless whether you are getting the auto insurance now or later, this is definitely a great place to start your research for auto insurance needs.

Cheers!

Friday, 29 July 2011

Insurance for happiness?


Being in the insurance industry for the past 18 years or so, I've learned a lot about the industry. What amazed me most is the creativity of those who designed the new insurance products. Effectively, whatever items or belongings that you can think of, you are able to get the insurance for it (as long as there is demand).

Thus, besides the usual life, health, auto and home insurance, there are some very unique insurance coverage like pet insurance, wedding insurance, kidnap and ransom insurance etc. Along the same line, just thinking out loud, why didn't they think of selling an insurance to cover your happiness? Just saying...

As most of you are aware, insurance is a contractual agreement to restore the insured item to it's original state (or it's equivalent in monetary term) when the identified insured event (e.g. death, hospitalization, fire etc...) happened. Thus, as long as you can quantify it, you can insure it!

My personal view is that happiness can never be measured/quantified, thus, it is not possible to restore back your happiness with any equavalent of monetary term, as insurance coverage.

Besides, happiness is more like a state of mind, once you missed the moments (to be happy), you can never regain the moment back. Of course, you can always find a new source of happiness subsequently but that would be a separate event altogether. Thus, I don't foresee insurance for happiness would be in the market any time soon...What do you think?

My original quote for the sharing:

"In the end, the ones who touch you most are using their heart and not their wallet!"

Cheers!